Heat Pump Rebates in Ontario: What Your Home Actually Qualifies For
Rebates up to $7,500 in Ontario — plus a new federal rebate up to $10,000. See what your home qualifies for, and what it works out to per month.
Heating with oil, propane or electric? Answer a few questions about your home and see your number before you talk to anyone.
See your rebate AND your monthly numberTakes about a minute. No energy audit required. No obligation — the estimate is yours to keep.
What rebates can an Ontario homeowner get for a heat pump right now?
Two programs can stack on the same heat pump. Ontario's Home Renovation Savings (HRS) program pays per ton of heat pump capacity — the most for homes that heat with oil, propane, electric or wood. The new federal National Heat Pump Rebate, announced October 8, 2026, adds $2,000 for eligible households, and up to $10,000 for households below their province's median income. Together, a typical 3-ton oil-heated home can see $5,750 to $13,750 back.
| Ontario Home Renovation Savings | Federal National Heat Pump Rebate | |
|---|---|---|
| Amount | $1,250 per ton for oil, propane, electric & wood homes (up to $7,500). $500 per ton for natural gas homes (up to $2,000). | $2,000 for eligible households; up to $10,000 if your household income is below the provincial median. |
| Energy audit? | Not required for the heat pump rebate. | Not required. |
| How you claim | A participating contractor files your pre-approval before anything is installed. This step is mandatory — no pre-approval, no rebate. | Online portal; applications open early 2027. Installations on or after November 1, 2026 count. |
| When you get paid | Cheque arrives roughly 60 days after the install is approved. | Details to be confirmed when the portal opens. |
| Status | Open now Funding reported to run through Nov 30, 2026 — and it can close early. | Announced Confirmed Oct 21, 2026. Applications open early 2027. |
One program you may still see advertised elsewhere is closed: the old federal Oil to Heat Pump Affordability program ended July 31, 2026. Pages still quoting its $10,000 grant with a mandatory energy audit are out of date.
How does the rebate money actually work?
The rebate is not a coupon and you don't apply for it yourself. A participating contractor confirms your home qualifies, files a pre-approval with the program before any work starts, and only then is your rebate reserved. After the install, the paperwork is submitted, the program approves it, and a cheque is mailed to you — usually about 60 days after post-install approval. That order matters: a heat pump installed before pre-approval is filed does not qualify, no matter how efficient it is.
Check your number
Answer the questionnaire and get your estimate — Ontario rebate, federal rebate, and what a full switch typically costs.
Pre-approval is filed
After an in-home visit confirms the details, the contractor files your pre-approval. Your rebate is locked in while funding lasts.
Install, then the cheque
The system goes in, the claim is submitted, and the rebate cheque follows — about 60 days after approval.
Why do oil and propane homes get the biggest rebate?
Because they have the most to gain — and the program is priced that way. The average oil-heated home in Ontario burns 1,000 to 3,500 litres a year and spends roughly $2,000 to $5,500 a year on oil — and a single tank fill alone runs $1,500–$2,000, so many homes hand most of a year's heating budget to the oil truck in just two or three visits. Larger rural homes take three to five fills and spend more still. HRS pays those homes $1,250 per ton — two and a half times the gas rate — because every oil home that switches takes the most expensive, highest-emission heating fuel off the road. A modern cold-climate heat pump system typically runs at roughly 45–55% of the cost of heating with oil or propane.
Heating with oil?
You're at the top rebate rate, and your fuel bill is the one a heat pump cuts deepest. Read how the full switch-over works — and why pairing a heat pump with a dying oil furnace doesn't.
Heating with propane?
Same top Ontario rate as oil. The real decision is your backup heat: a propane furnace you own, or going fully electric. We walk through both, honestly.
The honest deadline picture
Ontario HRS: funding is currently reported to run through November 30, 2026, but the program can close without notice when the money runs out — GreenON closed early in 2018 and the federal Greener Homes program closed early in 2024. Your protection is the pre-approval: once it's filed, your rebate is reserved.
Federal rebate: installations on or after November 1, 2026 count toward it. An install finished in late October does not. If you're switching this fall anyway, the date on the invoice matters.
Guides, in plain language
Switching From Oil to a Heat Pump
What a full switch-over involves, and why a heat pump bolted onto a dying oil furnace is money wasted.
Heat Pump Cost in Ontario
What each kind of system actually costs installed — before and after rebates.
Ductless Heat Pumps
No ducts, no problem — what a "head" is, which homes ductless fits, and the honest per-month math for a single-zone system.
How a Heat Pump Works in Winter
The −25° question, answered straight: ratings, defrost cycles, and what backup heat really does.
The Federal Heat Pump Rebate
What's confirmed, what's announced, and what hasn't been published yet about the $2,000–$10,000 program.
Oil Tank Removal
What happens to the tank — and the oil left in it — when you switch.
Why Now, Not Next Winter
Deadlines, closed programs, and the $6,000–$8,000 another winter of oil fills will cost you.
Your fuel, your town
Heating With Propane
Tank rentals, per-litre price swings, and why propane homes get the top rebate rate — plus your two switching paths.
Electric Baseboard Heating
One-for-one heat is the most expensive kind there is. A heat pump uses 50%+ less electricity — and baseboard homes get the top rebate.
Furnace Died? What To Do This Week
The 5 steps for a no-heat week — in the right order, so the emergency doesn't cost you your rebate.
Kawartha Lakes
Oil and propane country on Hydro One — the rebate math for rural homes.
Lindsay
Gas on some streets, tanks just outside town — why your address changes your rebate.
Peterborough
Older homes, basement oil tanks, and the top tier across the townships.
Northumberland County
Oil, propane and wood across the concessions — the county hub.
Port Hope
Historic core, rural ward: two rebate stories in one town.
Cobourg
Gas in town, tanks on the rural edges — and $2,250 between them.
Belleville / Quinte
Older housing stock and rural oil and propane across the Quinte area.
Bowmanville / Clarington
New gas subdivisions in the south, tank-heated farms in the rural north.
More than heating
Get Out of a Water Heater Rental
The buyout falls as your tank ages — a 10–15+ year-old rental can often be exited for less than one year of payments. Here's the process.
Tankless vs Traditional Tank
Endless hot water and a 20-year lifespan vs simplicity and price — including the annual descaling cost the ads leave out.
Home Water Treatment
Softener, iron filter, UV, reverse osmosis — what each product actually fixes, and the order they belong in.
Standby Generators
Rural outages last longest. Sizing, fuels, automatic transfer, and honest installed ranges for keeping the house alive.
Heat pump rebate questions, answered
Do I need a home energy assessment to get the rebate?
No. Under Home Renovation Savings, the heat pump rebate does not require an energy assessment or audit. That rule belonged to older programs. You work directly with a participating contractor, who files your pre-approval.
Can I claim both the Ontario and federal rebates?
Yes — the federal National Heat Pump Rebate is designed to stack with provincial programs like HRS. The federal side applies to installations on or after November 1, 2026, with applications opening in early 2027.
What if I heat with natural gas?
You still qualify under HRS, at $500 per ton up to $2,000. Most gas homes pair the heat pump with a high-efficiency gas furnace as backup — a dual-fuel setup that runs whichever fuel is cheaper at a given temperature.
When do I actually receive the money?
For the Ontario rebate, the cheque is mailed after the installation is complete and the claim is approved — roughly 60 days after post-install approval. The rebate is not taken off the invoice up front.
Is the old $10,000 oil-to-heat-pump grant still available?
No. The Oil to Heat Pump Affordability program closed July 31, 2026. The new federal National Heat Pump Rebate replaces it — $2,000 for eligible households, up to $10,000 below the provincial median income, with no audit required.
See your number before you call anyone
Your estimate shows the Ontario rebate, the federal rebate, a typical installed range, and what you'd stop spending on fuel — based on your home, your town, and your fuel.
See your rebate AND your monthly number